Hi [@RajeevT40309807](/user/profile/RajeevT40309807) your pending rewards will change depending on the reputation score of the articles you upvote. Projected earnings are just that - projections, and are subject to changed throughout the three-day betting window according to the fluctuating reputation of the content you bet on. For example: you might have a projected earning of 3 coins. Then if someone downvotes the article, the earnings could go down to 1 coin, or increase with upvotes. Once the three day staking process ends, rewards will be distributed according to the reputation of the content. As a result, you cannot exchange pending balances.