Even Aristotle warned against free markets “Dubious notions suggested by eighteenth- and nineteenth-century conceptions of the ‘laws of nature’ are being discarded from natural sciences and should be discarded from economics." "It’s not survival of the fittest, it’s survival of the most profitable. Great for investors, terrible for consumers. As one consumer defense lawyer writes, credit bureaus’ “primary duty is to make money. The consumer is not their customer. The consumer is their commodity.”